As Credit Manager you will be responsible for the performance of the entire credit portfolio across the entirety of Ellos Group .
You will build and optimize credit templates across all active markets and ensure that we strike the optimum balance between acceptance rates and credit losses.
As part of this role you will also be responsible for fraud losses, setting the strategy for, and managing our in house fraud operations.
As a Credit Manager you will also be responsible for, and manage, our day to day relationship with all our credit and fraud partners.
Key responsibilities :
Design, develop and optimize credit scorecards for each brand and country
Manage relationship towards credit and fraud suppliers
Using analytics to produce a credit limit increase / decrease strategy
Engage in continuous learning to stay ahead on new and emerging technologies within credit and fraud
Provide recommendations on new tools for the team
Examining processes / implementing change / driving best practice
Set strategic plan for fraud management
Manage and support the in house fraud team
Provide monthly MI on performance and trends of the credit portfolio.
Ensure regulatory compliance of our credit processes
University degree, preferably in finance and / or other relevant field
Experience of creating and developing credit scorecards, preferably within consumer finance
Experience of managing credit in an evolving high pressure environment
Comprehensive knowledge of Microsoft Excel
Good knowledge of credit- related regulations
Proficiency in English and Swedish language
Strong analytical skills
Result- and detail oriented
Good communication skills
The ability to work and lead others in a dynamic, fast moving environment
The position is located in Ellos Groups head-office in Borås.
If you have any questions regarding the position please contact Max Rose, Financial Revenue Manager by phone 0701-690140
Read more about the company and apply via www.ellosgroup.com / career, not later than the 3rd of June.